Supporting Veterans: Understanding Special Needs Trusts in Estate Planning

As veterans transition back to civilian life after serving our country, various challenges often accompany them, especially for those coping with disabilities incurred during their service. Estate planning becomes a critical aspect for veterans, particularly those reliant on governmental benefits to address their special needs. Special Needs Trusts (SNTs) stand as a vital tool in this scenario, offering significant advantages compared to the free estate planning services provided by the military. 

What is a Special Needs Trust?

A Special Needs Trust, or SNT, is a legal arrangement designed to benefit individuals with disabilities while preserving their eligibility for government benefits like Medicaid, Supplemental Security Income (SSI), and other essential support programs. For veterans coping with service-related disabilities, these trusts provide a structured way to manage assets without risking the loss of crucial benefits. 

Benefits of SNTs for Veterans

Preserving Government Benefits: One of the most significant advantages of an SNT is that it safeguards the veteran’s eligibility for essential government assistance programs. Funds held within the trust are not counted as personal assets when determining eligibility, ensuring continued access to necessary support. 

Customized Care and Support: SNTs allow veterans to provide additional resources for their care and support beyond what government programs offer. Funds in the trust can cover various needs, such as medical treatments, therapies, home modifications, and other crucial support services. 

Our Philosophy

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Our Philosophy

Estate planning goes beyond money, and includes intellectual, spiritual and human wealth.


Financial Security: By structuring assets within the trust, veterans can ensure long-term financial security. These funds can support their needs while providing peace of mind regarding their future care and well-being. 

Professional Management: Trust assets are managed by a designated Trustee, ensuring the resources are allocated and spent responsibly to benefit the veteran. This oversight is crucial for long-term financial planning and allocation. 

Comparing SNTs to Military Estate Planning Services

While the military offers free or subsidized estate planning services, such as will drafting and basic legal guidance, these services might not cater specifically to the complexities of preserving government benefits for veterans with disabilities. SNTs, on the other hand, are specialized tools designed to address these specific needs. Military-provided estate planning might not encompass the nuances and customization required to safeguard veterans’ eligibility for vital support programs. 

Final Thoughts

When considering estate planning options, especially for veterans with disabilities, seeking advice from legal and financial professionals well-versed in Special Needs Trusts is highly recommended. These professionals can provide personalized guidance and tailored solutions to ensure veterans receive the care and support they deserve while maintaining their crucial government benefits.

Power of Knowledge

Power of Knowledge

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